Homes on the Hill CDC (HOTH) is a HUD approved housing counseling agency and Community Housing Development Organization serving Central Ohio. For over 28 years, HOTH has been building the foundation for economically stable families. Today, HOTH is at the forefront of creating affordable housing in Central Ohio by building new homes and rehabilitating vacant properties, and selling them to low and moderate income workforce families. To help families gain access to and maintain stable housing, HOTH also offers free rental counseling (includes review of income-based housing options and fair housing information), pre-purchase homebuyer education (includes review of down payment assistance grant options), post-purchase homeowner education (includes review of home repair grant options), foreclosure prevention counseling (includes review of foreclosure prevention options), and financial capabilities coaching (includes a free soft touch, tri-merge credit report, household budget planning session, and actionable financial goal review). All services provided by HOTH are free and available in English and Spanish.