Community Housing Network, Inc.
At Community Housing Network, Inc. (CHN), we are passionate advocates, devoted to providing homes for people in need and access to resources to create sustainable communities. We do this through proven strategies of homelessness prevention, housing assistance and development, community education and referral, advocacy, and additional services. We carry out our work in Southeast Michigan.
CHN offers two training options for prospective homeowners. We hold weekly six hour homebuyer's education workshops in our Troy and Techtown Detroit offices. A list of our scheduled classes and how to register is available on our website, www.communityhousingnetwork.org. These classes are available to both individuals and households who have started the home buying process as well as those who are interested in learning more about how to become a homeowner.
An alternative to the classroom training is the eHome online training. This is a great option for prospective homebuyers who wish to take the training at their own pace from the convenience of your desk top or laptop computer, or for borrowers who are well down the line in the purchase process and have a homebuyer education requirement from their lender. Please note: if you do not have a pending purchase agreement, completion of the eHome training will in no way impact your eligibility to be pre-approved by a mortgage lender. There is a one-time fee of $99 to access the eHome training. Once the online course is completed, the participant must complete and submit the Required Documents to a Housing Counselor and schedule a follow up appointment to review the training and receive their Homebuyer Education Certificate.
Completion of either training option fulfills certain requirements of the MSHDA (Michigan State Housing Development Authority) mortgage loan and downpayment assistance programs. Participants do not have to be MSHDA loan applicants to participate in the classroom or online training.
This course satisfies the MSHDA required Homebuyer Education curriculum. If you would like more information, or are interested in attending the classroom training, please contact Madeline Jaks by phone at (248) 824-7392 or by email at MJaks@chninc.net. CHN is located at 570 Kirts Blvd, Suite 231, Troy, MI 48084.
PLEASE NOTE: You will be required to contact Community Housing Network, Inc. before you will be able to access your completion certificate.
Please fill out the budget to the best of your ability and return it to your Housing Counselor. The counselor will be in contact with you to develop a current budget along with a post purchase budget. If you are aware of what your anticipated mortgage will be, in addition to the anticipated insurance and utility charges, please include that information in your post purchase budget. *REQUIRED DOCUMENT
10 Important Questions to Ask a Home Inspector
Please also read the "10 Important Questions to Ask a Home Inspector" document.
Please complete SECTIONS I & III and return it to your Housing Counselor. Please note: Individuals over the age of 18 will be required to fill out a separate Household Profile and return it.
MSHDA Counseling Agreement and Release of Information
Please complete the Release of Information and return it to your Housing Counselor.
HUD Fair Housing Equal Opportunity for All Handbook
Please review the HUD Fair Housing Equal Opportunity for All Handbook prior to your counseling session.
CHN Program Disclosures
Please read and sign Community Housing Network's Program Disclosures.